Welcome to MALONEY CLOTHING LTD. This Payment Policy explains the payment methods we accept, how payments are processed, and important information regarding transactions made through our website, maloneyclothing.com.
By placing an order on our website, you agree to the terms outlined in this Payment Policy.
Accepted Payment Methods
We accept a variety of secure payment methods, including:
Visa
Mastercard
American Express
Discover
Apple Pay
Google Pay
Other payment methods displayed during checkout
Available payment methods may vary depending on your location and device.
Payment Processing
All payments are processed securely through trusted third-party payment service providers.
When you place an order:
Your payment information is encrypted and securely transmitted.
Payment authorization is requested from your financial institution.
Once authorization is approved, your order will be confirmed and processed.
Orders will not be shipped until payment has been successfully received and verified.
Currency
All prices displayed on our website are shown in the currency indicated at checkout.
If your payment card is issued in a different currency, your card issuer may apply exchange rates or additional fees. Please contact your financial institution for details regarding international transaction fees.
Payment Verification
To protect customers and prevent fraud, we reserve the right to perform payment verification checks before processing an order.
Additional verification may be required if:
Billing information cannot be verified
Suspicious activity is detected
Large or unusual transactions occur
If additional verification is needed, our support team may contact you.
Order Confirmation
After a successful payment, you will receive an order confirmation email containing:
Order number
Purchased items
Billing information
Shipping details
Payment summary
If you do not receive an order confirmation within 24 hours, please contact us.
Failed or Declined Payments
A payment may be declined for several reasons, including:
Insufficient funds
Incorrect billing information
Card restrictions
Expired payment card
Bank security measures
If your payment is declined, please verify your information or contact your card issuer for assistance.
Taxes and Duties
Applicable taxes may be included in the final purchase price where required by law.
For international orders, customers may be responsible for:
Import duties
Customs fees
Local taxes
Other government-imposed charges
These charges are determined by the destination country’s customs authorities and are the responsibility of the customer unless otherwise stated.
Refunds
Approved refunds will be issued to the original payment method used for the purchase.
Once a refund has been approved:
Processing generally begins within 5–10 business days.
Actual posting times may vary depending on your bank or payment provider.
For complete details, please refer to our Refund Policy.
Chargebacks and Payment Disputes
If you experience any issue with your order, we encourage you to contact us before initiating a chargeback with your bank or payment provider.
Our customer support team will make every reasonable effort to resolve concerns promptly and fairly.
Unauthorized or fraudulent chargebacks may be investigated and disputed where appropriate.
Fraud Prevention
To maintain a secure shopping environment, we reserve the right to:
Cancel suspicious orders
Request identity verification
Refuse transactions that appear fraudulent
Limit purchases in certain circumstances
These measures help protect both customers and our business from unauthorized transactions.
Contact Information
If you have any questions regarding payments, billing, or transactions, please contact us:
MALONEY CLOTHING LTD
Address: 13 Bond Street Newport, Wales NP19 7AE United Kingdom
